Went for the CSP and Got This Message (2024)

chalupaman

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‎02-19-201507:55 PM

Went for the CSP and Got This Message

Checked the automated system before applying and it said it didn't have any apps on file for my SS number in the past 30 days so I decided to pull the trigger now and got this message:

Thanks for applying.

Please call us as soon as possible at U.S. 1-877-260-0087 or International 1-302-594-8200 Mon-Sat 8am-10pm ET and Sunday 10am-9pm ET to discuss your application with a Customer Support Specialist.

Please reference (blank)when you call.

You are nearly finished! We just have a few more questions regarding your request for credit.
We would like to confirm the information you have provided.

We look forward to speaking with you.

Never gotten this message in particular with my other Chase apps. What do you guys think this could possibly mean? Is it necessarily bad?

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down

Message 1 of 18

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17 REPLIES 17

Anonymous

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‎02-19-201507:58 PM

Re: Went for the CSP and Got This Message

@Popa,

Probably a verification matter. Ring them...

Message 2 of 18

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firetech593

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‎02-19-201507:59 PM

Re: Went for the CSP and Got This Message

I got that for security questions..

Message 3 of 18

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Anonymous

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‎02-19-201507:59 PM

Re: Went for the CSP and Got This Message

@chalupaman wrote:
Checked the automated system before applying and it said it didn't have any apps on file for my SS number in the past 30 days so I decided to pull the trigger now and got this message:
Thanks for applying.
Please call us as soon as possible at U.S. 1-877-260-0087 or International 1-302-594-8200 Mon-Sat 8am-10pm ET and Sunday 10am-9pm ET to discuss your application with a Customer Support Specialist.
Please reference (blank)when you call.
You are nearly finished! We just have a few more questions regarding your request for credit.
We would like to confirm the information you have provided.
We look forward to speaking with you.
Never gotten this message in particular with my other Chase apps. What do you guys think this could possibly mean? Is it necessarily bad?

Sounds like Verification.

Message 4 of 18

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chalupaman

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‎02-19-201508:01 PM

Re: Went for the CSP and Got This Message

@Anonymous wrote:
@Popa,
Probably a verification matter. Ring them...

The automated system didn't really say much either about this so I'm gonna take your word for it. Really hope it's an approval. I'm not doing any other Chase apps at the moment and I'd be happy to move part of my CL from the AARP and Amazon to open this thing up if they have a problem.

If it was a denial, I assume I wouldn't have gotten that message.

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down

Message 5 of 18

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Anonymous

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‎02-19-201508:06 PM

Re: Went for the CSP and Got This Message

@chalupaman wrote:
@Anonymous wrote:
@Popa,
Probably a verification matter. Ring them...
The automated system didn't really say much either about this so I'm gonna take your word for it. Really hope it's an approval. I'm not doing any other Chase apps at the moment and I'd be happy to move part of my CL from the AARP and Amazon to open this thing up if they have a problem.
If it was a denial, I assume I wouldn't have gotten that message.

Agreed... If you were denied, it will flat out tell you. But before calling them, have also answers at the ready in case after verification they want to ask about inquiries, new accounts etc.. Will keep fingers looped for you.

Message 6 of 18

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chalupaman

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‎02-19-201508:11 PM

Re: Went for the CSP and Got This Message

@Anonymous wrote:
@chalupaman wrote:
@Anonymous wrote:
@Popa,
Probably a verification matter. Ring them...
The automated system didn't really say much either about this so I'm gonna take your word for it. Really hope it's an approval. I'm not doing any other Chase apps at the moment and I'd be happy to move part of my CL from the AARP and Amazon to open this thing up if they have a problem.
If it was a denial, I assume I wouldn't have gotten that message.
Agreed... If you were denied, it will flat out tell you. But before calling them, have also answers at the ready in case after verification they want to ask about inquiries, new accounts etc.. Will keep fingers looped for you.

Thanks. I really like Chase and they've worked so well with me since August so I'm gonna try to remain optimistic about this one. I've done my best to stay in good standing with them.

5 EQ INQs on file right now.

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down

Message 7 of 18

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Anonymous

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‎02-19-201508:13 PM

Re: Went for the CSP and Got This Message

@chalupaman wrote:
@Anonymous wrote:
@chalupaman wrote:
@Anonymous wrote:
@Popa,
Probably a verification matter. Ring them...
The automated system didn't really say much either about this so I'm gonna take your word for it. Really hope it's an approval. I'm not doing any other Chase apps at the moment and I'd be happy to move part of my CL from the AARP and Amazon to open this thing up if they have a problem.
If it was a denial, I assume I wouldn't have gotten that message.
Agreed... If you were denied, it will flat out tell you. But before calling them, have also answers at the ready in case after verification they want to ask about inquiries, new accounts etc.. Will keep fingers looped for you.
Thanks. I really like Chase and they've worked so well with me since August so I'm gonna try to remain optimistic about this one. I've done my best to stay in good standing with them.
5 EQ INQs on file right now.

@Popa,

That is not bad... They always pull EX for me. Keep us posted...

Message 8 of 18

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Anonymous

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‎02-19-201508:15 PM

Re: Went for the CSP and Got This Message

@Anonymous wrote:
@chalupaman wrote:
@Anonymous wrote:
@chalupaman wrote:
@Anonymous wrote:
@Popa,
Probably a verification matter. Ring them...
The automated system didn't really say much either about this so I'm gonna take your word for it. Really hope it's an approval. I'm not doing any other Chase apps at the moment and I'd be happy to move part of my CL from the AARP and Amazon to open this thing up if they have a problem.
If it was a denial, I assume I wouldn't have gotten that message.
Agreed... If you were denied, it will flat out tell you. But before calling them, have also answers at the ready in case after verification they want to ask about inquiries, new accounts etc.. Will keep fingers looped for you.
Thanks. I really like Chase and they've worked so well with me since August so I'm gonna try to remain optimistic about this one. I've done my best to stay in good standing with them.
5 EQ INQs on file right now.
@Popa,
That is not bad... They always pull EX for me. Keep us posted...

Yep they always pull EX for me too.

Message 9 of 18

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chalupaman

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‎02-19-201508:17 PM

Re: Went for the CSP and Got This Message

@Anonymous wrote:
@chalupaman wrote:
@Anonymous wrote:
@chalupaman wrote:
@Anonymous wrote:
@Popa,
Probably a verification matter. Ring them...
The automated system didn't really say much either about this so I'm gonna take your word for it. Really hope it's an approval. I'm not doing any other Chase apps at the moment and I'd be happy to move part of my CL from the AARP and Amazon to open this thing up if they have a problem.
If it was a denial, I assume I wouldn't have gotten that message.
Agreed... If you were denied, it will flat out tell you. But before calling them, have also answers at the ready in case after verification they want to ask about inquiries, new accounts etc.. Will keep fingers looped for you.
Thanks. I really like Chase and they've worked so well with me since August so I'm gonna try to remain optimistic about this one. I've done my best to stay in good standing with them.
5 EQ INQs on file right now.
@Popa,
That is not bad... They always pull EX for me. Keep us posted...

Thanks. The only time Chase has ever done EX has been for the Freedom and that also came with an EQ pull. I'll be going for that one when the $200 sign up bonus returns. It sounds like a great compliment for the CSP.

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down

Message 10 of 18

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