Wesupport our employees and their families at every point alongtheir work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry. Explore what makes Morgan Stanley an ideal place to build yourcareer.
Working At Morgan Stanley: Our Benefits and Perks
CAREER
At Morgan Stanley, our employees are our strongest asset, and we recognize their value. Join our team and you'll find wide-ranging mentorships and management support from your first day with the firm—and continued development programs and networks to nurture your career:
• Tuitionand licensing reimbursem*nt, plus discounts on graduate-school test prep (GREs, GMATs, LSATs, etc.)
• Online courses from industry leaders and access to the Harvard Business Review
• 10,000+ LinkedIn Learning educational videos on business and career-related topics
• Employee networking groups that promote diversity and career development
HEALTH AND WELLBEING
We offer a range of top-quality health care options, including medical, vision, dental and prescription drug coverage, along with flexible spending and health savings accounts. We also care about your physical, mental and emotional wellbeing and provide additional high-value programs, many at no cost, to you and your family:
• Free membership to One Medical, a national primary care practice that delivers exceptional in-person and virtual care for adults and children of all ages
• Expert medical second opinions for you and your extended family, including your adult children and grandchildren, parents, grandparents and in‑laws
• Health assistants who can help you find quality doctors, schedule appointments, handle billing and claims issues, and coordinate complex medical situations for you and your family
• 16 free,confidential sessions per year with a mental health therapist or coach for you and your dependents, as well as access to physicians who can prescribe and manage mental health medications
• Employees and managers also have access to mental health awareness training, toolkits and checklists
• Free access to Headspace, a leading mindfulness and meditation app
• Benefitscoverage and personalized supportfor menopause and other serious and/or chronic medical conditions, such as cancer and diabetes
• Onsite health centers, counselors, physical therapists, fitness centers and restorative suites in our principal locations
• Comprehensive programs to support gender affirmation transitions, including surgery, hormone therapy, facial augmentation and voice therapy, as well as legal name changes and hospital insurance
• Subsidized memberships at tens of thousands of gyms and studios globally—along with virtual fitness classes and wellness apps and programming
FINANCES
An employee stock purchase program, 401(k) retirement savings, 529 plans with a company match, IRAs? Check, check, check and check. You'll also find a variety of ways to save money, invest and protect your assets at Morgan Stanley:
•Student loan refinancing for you, your family and friends
• Full portfolio of investment products and services
• Employee offers on cash management, securities-based loans and home financing solutions with options for each stage of your life
• Financial wellness resources
• Affordableaccess to legal services for employees and their parents, including wills and trusts; real estate; elder law; family, small claims or family court; adoption and surrogacy; and immigration
• Salarycontinuation and long-term disability insurance if you’re unable to work because of illness or injury
• Insurance plans:life, accident, auto, homeowners and renters, group personal excess liability (umbrella), critical illness, hospital, identity theft, and even pet insurance, along with discounts on human medications your pets may take
• Tax-advantaged accounts to help save on health care and dependent day care expenses and your commute to/from work
FAMILY
Family matters at Morgan Stanley. Whether you're welcoming a new addition, watching your children grow or caring for aging parents, there’s support:
• 4 weeks of paid leave to care for a seriously ill family member
• Generous paid parental leave (16 weeks for all parents, plus 6 to 8 additional weeks of medical leave following pregnancy)—as well as lactation rooms, breast-milk shipping and a silver baby spoon engraved with your child's name
• Dependent day care flexible spending accounts to help defray the cost of preschool, before- or after-school programs, child care and summer camp
• A $75,000 lifetime maximum family building benefit to assist employees with the cost of adoption, surrogacy and fertility treatments—including IVF and egg- and sperm-freezing and 12 months of storage
• Extensive menu of family building, maternity and parenting services, including around-the-clock expert care and guidance from specialists in dozens of disciplines: OB-GYNs, midwives, doulas, lactation, sleep and potty training consultants, speech therapists and child psychologists to name a few
• Subsidized backup care for children, plus discounts on and help finding child care, preschools, tutors, and summer camps and parental coaching, including a family support concierge for individual guidance
• Free college admissions support program, including the review of your child’s application by former admissions and financial aid counselors
• Elder care planning services for your parents, as well as a legal plan and hearing aid discounts
• Resources and counseling for children, including those with special needs or development challenges
• Prescription drug discounts for family and friends without insurance
VALUES
At Morgan Stanley, we make it clear what we stand for and make it easy for our employees to support the core beliefs that define us as a firm. Here's what we offer:
•Opportunities to support the charities that matter to you through our employee volunteer programs
•Corporate match for charitable donations
• A commitment to sustainability and diversity, through both our work practices and our investing principles
Our Global Wellbeing Board, composed of senior firm leaders, helps shape our wellbeing strategy, contributing sponsorship, oversight and accountability. And our network of over 500 global Wellbeing Influencers amplify programming and connect colleagues with firm resources. Moreover, we are committed to providing easy access to quality, cost-effective care and to closing gaps in coverage, ensuring we advance health equity and support the diverse needs of our global workforce.
EXTRAS
We haven't forgotten about the fun stuff. As a Morgan Stanley employee, you'll enjoy hundreds of perks:
• Deals on a range of consumer products and services, from cars to computers, electronics and cell phone plans to clothing, automobiles, travel and much more
• Free admissions to some 50 leading museums, as well as discounted movie, theater, sports and amusem*nt park tickets
• Savings on your commute, including public transit, parking and even ride-sharing apps
If you're interested in joining Morgan Stanley
The resources listed here are subject to change. Additionally, they are principally for employees in the U.S. Resources in other regions may vary. Some tuition reimbursem*nts may be subject to applicable income taxes.
Any inconsistency between this communication and the terms of an official plan document will be governed by the plan document. Morgan Stanley and its benefit plans are not responsible for any data errors or processing delays. The plan administrator may correct any errors at any time.
The information contained in this document is general in nature, is not individual tax advice and may not be used to avoid any tax or tax penalty. Tax laws are complex and may change, and their application may vary based on the circ*mstances. Morgan Stanley and its benefit plans do not provide tax or legal advice. You are responsible for consulting your own advisors.
The plan administrator may require you to verify your and your dependents’ data. Providing false or misleading information may lead to legal or disciplinary action by Morgan Stanley, including employment termination and cancellation of executive compensation. This statement does not guarantee coverage; the plan administrators have ultimate authority for determining eligibility.
Morgan Stanley’s benefit plans may be amended or discontinued at any time, including to curtail benefits for some or all covered individuals.
The Long-Term Care and Group Auto and Home Insurance and the Group Personal Excess Liability Insurance programs are not employee benefit plans sponsored by Morgan Stanley. Accordingly, Morgan Stanley has no responsibility for the administration of these programs or for any benefits payable thereunder. Morgan Stanley does not guarantee that the program offers the lowest rates in any particular circ*mstance. All inquiries about to the programs should be directed to the respective carriers.
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